Parents and Students
Fund your Education with MAX529
Start a MAX529 account today for your young children and give them a head start!
SAVE
Streamline contribution requests to your savings account, track progress and expand your fundraising reach
Earn
Grow your network of members, helping other students save and earn additional funds for your 529 Savings Account
Family and friends can schedule recurring donations!
“MAX529 is a great way to be part of my nephew’s support system and stay informed about his goals, achievements, and progress towards college. It makes me happy to connect with him from across the miles!”
Frequently Asked Questions
What is a 529 Plan?
A 529 plan is a tax-advantaged savings plan designed to encourage saving for future educational expenses. These plans, legally known as "qualified tuition plans," allow for a tax free withdrawal when used for qualified education expenses, which can save thousands when paying for private school, college, or trade school!
If you do not already have a 529 Savings Plan, we do reccommend opening one and believe it to be the most advantageous way for students and future students to save. If preferred, other types of savings account can be connect to your MAX529 account instead.
Why should I choose MAX529?
MAX529 provides multiple ways to request contributions, save money for school and earn additional funds every month.
MAX529 allows you to maximize tax breaks and grow your 529 plan to its fullest potential. You can enable friends and family to contribute to your plan whenever they please.
Students members are eligible for bonus funds from MAX529 at the end of every quarter of every year.
MAX529 has a money back guarantee; if the total you paid in subscriptions does not exceed the amount of contributions received in your savings plan, MAX529 will contribute the difference directly to your plan!
What are MAX529 Student Rewards?
Student Rewards are funds that MAX529 deposits into a student's 529 plan for inviting new student subscribers. This allows our members to start earning money right away.
Invite students to join MAX529, and start earning!
Student Subscribers invite other students to subscribe to MAX529 because of all the great tools for saving, but there's more! When you send an invitation, and that person signs up for a student subscription, you start receiving earnings.
Student Rewards are equal to 10% of that new subscriber's monthly membership fee, and this multiplies by every student you refer.
Earnings accumulate month after month and are deposited directly into the student's 529 plan, for the life of the subscription.
There are no limits, the more students you invite, the more MAX529 Reward Dollars you earn each month!
What are Bonus Awards?
Multiple $100 bonuses are distributed to student members every quarter. This opportunity is offered to all Student Subscribers, every quarter of every year!
Bonuses are awarded to the subscribers with the most student referrals for the previous 90 days. The number of bonuses available each quarter is determined by the volume of current Student Subscribers, up to 10% of the student members will receive one at each distribution.
Bonus funds are deposited directly into your 529 savings plan.
Are there contribution limits?
There are no yearly contribution limits to a 529 plan like certain retirement accounts. However, each state has a different aggregate contribution limit for each 529 account, typically between $235,000 and $550,000.
How do I get started?
Its easy! Those who subscribe to MAX529 will register and link their existing 529 plan to their account; from there, gift links can be sent out to recipients at the click of a button!
What does it cost?
A Student Subscriber account is just $5.29/month and a one time registration fee of $10. You can begin maximizing your savings, earning rewards, and connecting with colleges as soon as you sign up!
Does MAX529 Administer 529 Plans?
No, MAX529 is meant to be used to enhance an exisitng or new 529. MAX529 makes use of "Gift Links" to allow friends and family members to contribute directly and securely to a plan.
I have student loans, will this help?
Yes, up to $10,000 from your 529 savings plan can be applied to your student loans.
What if my child doesn't go to college?
Not to worry, your savings will not go to waste! Per the Internal Revenue Code, funds in a 529 plan can be transferred to another beneficiary with no penalty, or they can be rolled into a Roth IRA!
Money Back Guarantee
Big Value & Risk Free
If your donations do not exceed the cost of the subscription, we donate the difference to your 529 plan.
Get the details
Become a MAX529 Partner
If your group or organization is interested in helping your members and thier families achieve higher education goals, we have a great opportunity for you!
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Our Mission Statement
MAX529, a Lifelong Impact
The creators of MAX529 aim to help prepare students of today and tomorrow for life after high school. We provide the tools and opportunity to develop a competitive edge.
Opening a 529 Plan is Easy
The smartest way to save
If you already have a 529 Savings plan, MAX529 is the perfect compliment to really accelerate your savings!